There are moments when you might be looking to rent an apartment in which you can live, but you have a bad credit history which might lead to the landlord being reluctant to give you access to his or her premises for fear that you might not pay the required expenses, making them run at a loss. In most instances these house owners have valid reasons to want to decline your request to rent their house after looking at your bad credit history because they do not want to risk getting themselves into an occasion where they are not able to meet their own goals because you did not pay them in time. Having petitioned for bankruptcy in the recent past is also one of the things that will put a house owner in a difficult position to allow you to rent his house because they are not even sure that you have enough money to pay rent and most of them will not accept your request after finding out about your financial situation.
There are many things that you might consider doing to convince a landlord that you will be paying them for renting you their house and it will make them more confident to allow you access. The initial step to take is to find one of your trusted friends who has a good credit to his name to act as a co-signer to the property such that when the house owner feels that you are late in paying your house rent then they can go and ask the co-signer to pay for you according to the agreement in the contract.
The second thing that you can also do is to explain to the landlord your credit situation immediately and if you have ever filed for bankruptcy so that they do not discover it by themselves. The good thing about not hiding the fact that you are currently not in a good financial position to the apartment owner makes him look at you as an honest person, and they can, therefore, be interested in renting you the house if your plan to get money in time and pay rent looks credible to them.
The third method of getting to rent an apartment even if you have a bad credit or have filed for bankruptcy before is by looking for another individual who has a better credit and rent the apartment with him When you are in such a situation where your credit is bad, but your partner’s credit is good, the landlord will look at that of your partner, and he can be assured that he will be paying rent.